Financial Calculation Engines
Free financial calculators for mortgage refinancing and auto loan payments — with state-specific closing costs, sales tax rates, and amortization schedules for all 50 states and DC.
Mortgage Refinance Break-Even Calculator
Calculate the exact month you break even on a refinance using state-specific closing costs from LodeStar 2026 for all 50 states and DC.
Structured Settlement Cash-Out Valuation Calculator
Estimate the lump-sum present value of future annuity payments, legal settlements, or lottery winnings when cashed out today.
Vehicle Lease vs. Buy Deduction Estimator
Compare Section 179 tax deductions and operational write-offs for business auto leases vs. purchases.
State Auto Loan Amortization & Sales Tax Calculator
Calculate monthly auto loan payments with state-specific sales tax — covering no-tax states, tax caps, and DC's weight and MPG excise tax system.
Mortgage Closing Cost Calculator
Estimate mortgage closing costs for any state with state-specific LodeStar 2026 averages — including transfer tax, mortgage recording tax, and attorney fee requirements.