Florida Auto Loan & Sales Tax Calculator
Calculate your Florida auto loan monthly payment and vehicle sales tax. Florida charges 6% on vehicle purchases.
Florida Sales Tax Rules
Florida charges 6% state sales tax on vehicles. Trade-in credit applies. County discretionary surtaxes can add 0.5–1.5% on top. The surtax applies only to the first $5,000 of the sale price in most counties.
Source: Fla. Stat. § 212.05
Frequently Asked Questions
What is the vehicle sales tax rate in Florida?
Florida charges a 6% state sales tax on vehicle purchases under Fla. Stat. § 212.05. County discretionary surtaxes of 0.5–1.5% may apply, though in most counties these only apply to the first $5,000 of the purchase price.
Does Florida reduce sales tax for trade-ins?
Yes. Florida allows a trade-in credit — the value of your trade-in is subtracted from the vehicle's purchase price before the 6% sales tax is calculated.
Is there a sales tax cap on vehicles in Florida?
Florida does not cap the state 6% sales tax on vehicles. However, the county surtax (0.5–1.5%) that is added on top typically applies only to the first $5,000 of the taxable sale price, which effectively caps the surtax portion.
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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.