Ohio Auto Loan & Sales Tax Calculator

Calculate your Ohio auto loan monthly payment and vehicle sales tax. Ohio charges 5.75% on vehicle purchases.

Ohio Sales Tax Rules

Ohio charges 5.75% state sales tax on vehicles. Trade-in credit applies. Ohio counties add 0.75–2.25% on top of the state rate — combined rates typically reach 6.5–8%.

Source: Ohio Rev. Code § 5739.02

Frequently Asked Questions

What is the vehicle sales tax rate in Ohio?

Ohio charges a 5.75% state sales tax on vehicle purchases under Ohio Rev. Code § 5739.02. Ohio counties add additional taxes of 0.75–2.25%, bringing combined rates to approximately 6.5–8% depending on county.

Does Ohio reduce sales tax for trade-ins?

Yes. Ohio allows a trade-in credit — the value of your trade-in vehicle reduces the taxable purchase price before the 5.75% state and applicable county sales taxes are applied.

How do Ohio county taxes affect vehicle purchases?

Every Ohio county levies its own sales tax on top of the 5.75% state rate. Rates range from 0.75% to 2.25% depending on the county. Cuyahoga County (Cleveland) has the highest combined rate in the state at approximately 8%.

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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.

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