District of Columbia Debt Collection (Open Accounts) Statute of Limitations Calculator
Use this calculator to find your exact filing deadline for a debt collection (open accounts) claim in District of Columbia. Enter your incident date and circumstances below for an instant result, including any tolling extensions that may apply to your situation.
Incident Details
Special Circumstances
DC Code § 12-301(7) applies a 3-year limitation to simple contracts, including open account debts. The clock begins when the debt becomes due and payable, or when the debtor makes the last payment or acknowledgment of the debt. DC does not have a separate debt collection statute — claims fall under the general contract limitation.
Frequently Asked Questions
What is the statute of limitations on debt collection in Washington DC?
Under D.C. Code § 12-301(7), debt collectors in Washington DC have 3 years from the date the debt became due — or the date of the last payment — to file a lawsuit to collect the debt.
When does the debt collection clock reset in DC?
In Washington DC, making a payment, acknowledging the debt in writing, or entering a new payment agreement can restart the 3-year statute of limitations clock from the date of that action.
Can a debt collector sue me in DC after 3 years?
After 3 years under D.C. Code § 12-301(7), a debt becomes time-barred in DC. A creditor can still attempt to collect but cannot successfully sue you in court to enforce the debt. You must raise the statute of limitations as a defense.
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This tool is for informational and educational reference only and does not constitute legal advice. Statutes of limitations vary by jurisdiction and can be affected by tolling, government claim notice requirements, and other exceptions. Always consult a licensed attorney before making legal decisions.