Arizona Auto Loan & Sales Tax Calculator

Calculate your Arizona auto loan monthly payment and vehicle sales tax. Arizona charges 5.6% on vehicle purchases.

Arizona Sales Tax Rules

Arizona's 5.6% state rate applies after trade-in credit. County and city rates vary significantly — Maricopa County adds 0.7%, and some cities add further. State base rate shown here.

Source: Ariz. Rev. Stat. § 42-5061

Frequently Asked Questions

What is the vehicle sales tax rate in Arizona?

Arizona charges a 5.6% state Transaction Privilege Tax (TPT) on vehicle sales under Ariz. Rev. Stat. § 42-5061. County and city taxes are added on top — the actual rate you pay depends on where you register the vehicle.

Does Arizona reduce sales tax for trade-ins?

Yes. Arizona allows a trade-in credit — the trade-in value is subtracted from the vehicle purchase price before the 5.6% state TPT is calculated.

Is there a sales tax cap on vehicles in Arizona?

Arizona does not impose a cap on the total sales tax owed on a vehicle purchase. Tax is calculated as a percentage of the taxable price with no maximum limit.

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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.

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