Colorado Auto Loan & Sales Tax Calculator

Calculate your Colorado auto loan monthly payment and vehicle sales tax. Colorado charges 2.9% on vehicle purchases.

Colorado Sales Tax Rules

Colorado has the lowest state sales tax rate in the US at 2.9%. Trade-in credit applies. Combined rates are significantly higher when county and city taxes are included — Denver reaches 8.81% combined.

Source: Colo. Rev. Stat. § 39-26-102

Frequently Asked Questions

What is the vehicle sales tax rate in Colorado?

Colorado charges a 2.9% state sales tax on vehicle purchases under Colo. Rev. Stat. § 39-26-102 — the lowest state rate in the US. County and city taxes increase the combined rate significantly; Denver's combined rate is approximately 8.81%.

Does Colorado reduce sales tax for trade-ins?

Yes. Colorado allows a trade-in credit. The value of your trade-in vehicle is subtracted from the purchase price before the 2.9% state sales tax is applied.

Is there a sales tax cap on vehicles in Colorado?

Colorado does not cap the total sales tax on vehicle purchases. The state base rate of 2.9% is applied as a percentage of the taxable amount with no ceiling.

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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.

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