Missouri Auto Loan & Sales Tax Calculator
Calculate your Missouri auto loan monthly payment and vehicle sales tax. Missouri charges 4.225% on vehicle purchases.
Missouri Sales Tax Rules
Missouri's state rate is 4.225%. Combined rates with county and city taxes typically reach 7–9%. Trade-in credit applies at the state level.
Source: Mo. Rev. Stat. § 144.020
Frequently Asked Questions
What is the vehicle sales tax rate in Missouri?
Missouri charges a 4.225% state sales tax on vehicle purchases under Mo. Rev. Stat. § 144.020. County and city taxes are added on top, pushing combined rates to approximately 7–9% in most areas.
Does Missouri reduce sales tax for trade-ins?
Yes. Missouri allows a trade-in credit at the state level. The trade-in value reduces the taxable purchase price before the 4.225% state sales tax is applied.
How do local taxes affect vehicle purchases in Missouri?
Missouri counties and cities can add substantial local taxes on top of the 4.225% state rate. The combined rate varies significantly by location — Kansas City and St. Louis area rates are among the highest in the state. Always verify the combined rate for your specific city or county.
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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.