Utah Auto Loan & Sales Tax Calculator

Calculate your Utah auto loan monthly payment and vehicle sales tax. Utah charges 6.85% on vehicle purchases.

Utah Sales Tax Rules

Utah's effective vehicle tax rate is approximately 6.85% (state 4.85% + 1% mandatory local + 1% additional local depending on county). Trade-in credit applies. Combined rates vary by county.

Source: Utah Code § 59-12-103

Frequently Asked Questions

What is the vehicle sales tax rate in Utah?

Utah's vehicle sales tax is approximately 6.85% combining the state rate under Utah Code § 59-12-103 and mandatory local additions. Utah requires a 1.25% statewide local add-on, making the base combined rate at least 6.1% before additional county/city taxes.

Does Utah reduce sales tax for trade-ins?

Yes. Utah allows a trade-in credit — the trade-in value reduces the taxable purchase price before the state and local sales taxes are applied.

Do Utah county rates vary significantly for vehicle purchases?

Yes. Utah's combined vehicle tax rate varies by county. Salt Lake County typically has the highest combined rate, reaching approximately 7.25% or more. Always verify your specific county's combined rate before finalizing a purchase.

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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.

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