Georgia Auto Loan & Sales Tax Calculator
Calculate your Georgia auto loan monthly payment and vehicle sales tax. Georgia charges 7% on vehicle purchases.
This state does not offer a trade-in tax credit.
Georgia Sales Tax Rules
Georgia replaced its traditional sales tax on vehicles with a one-time Title Ad Valorem Tax (TAVT) of 7% on the vehicle's fair market value. Trade-in value does NOT reduce the taxable base. The TAVT is paid once at title transfer — no annual ad valorem tax thereafter.
Source: Ga. Code § 48-5C-1 (Title Ad Valorem Tax)
Frequently Asked Questions
What is the vehicle sales tax rate in Georgia?
Georgia charges a one-time Title Ad Valorem Tax (TAVT) of 7% on the fair market value of the vehicle under Ga. Code § 48-5C-1. This replaced the traditional sales tax and annual ad valorem tax — you pay it once when you title the vehicle.
Does Georgia reduce sales tax for trade-ins?
No. Georgia's TAVT is calculated on the vehicle's fair market value as determined by the state, not the purchase price, and trade-in values do not reduce the taxable amount.
What is the difference between Georgia's TAVT and a regular sales tax?
Georgia's TAVT is a one-time title tax paid when you register the vehicle, not a standard sales tax. The benefit is that you pay no annual property/ad valorem tax on the vehicle thereafter. The tax is based on the state's fair market value schedule, not the negotiated purchase price.
Related Calculation Tools
Calculate and track other financial and legal metrics for Georgia:
This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.