Montana Auto Loan & Sales Tax Calculator

Calculate your Montana auto loan monthly payment and vehicle sales tax. Montana charges 0% on vehicle purchases.

No sales tax to offset.

Montana Sales Tax Rules

Montana has no state sales tax, including on vehicle purchases. Montana is a popular border-state purchase destination for residents of neighboring high-tax states.

Source: Mont. Code § 15-68-101 et seq. (no general sales tax)

Frequently Asked Questions

Does Montana charge sales tax on vehicle purchases?

No. Montana is one of five states with no statewide sales tax, and this includes vehicle purchases under Mont. Code § 15-68-101. There are no state or local sales taxes on vehicles in Montana.

Can I save money buying a car in Montana to avoid sales tax?

Montana residents pay no sales tax on vehicles. Out-of-state buyers will typically owe use tax to their home state when registering the vehicle — the savings from buying in Montana may be partially or fully offset at the time of registration in your home state.

Are there any fees when buying a car in Montana?

Montana charges no sales tax on vehicles, but title and registration fees apply. Montana also imposes a one-time Luxury Vehicle Fee ($825) and Light Vehicle Registration Fee based on the vehicle's age and original MSRP.

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This tool is for informational and educational reference only and does not constitute financial advice. Calculations are estimates based on the inputs provided and state average data. Actual results will vary. Always consult a licensed financial advisor before making financial decisions.

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